Restaurant Insurance in Columbus, Ohio
Serving Up Insurance Solutions for Restaurants in Downtown Columbus
Bon appétit, a selection of restaurant insurance coverage has been served. At MMA Insurance, we specialize in developing a recipe for adequate protection for restaurants in Columbus and surrounding Central Ohio communities.
Regardless of the cuisine your menu features, Central Ohio restaurants are open to a variety of risks. Cooking up customized insurance coverage, ranging from equipment breakdown to commercial auto, can confirm doors remain open to both profitability and growth.
A Menu of Coverage Options Are Available – From the Short North to German Village
Our agents work with neighboring Central Ohio businesses to review a menu of coverage selections accessible through our restaurant insurance program. Together, we’ll design a personalized insurance portfolio, taking the time necessary review existing coverages and identify potential risk exposures.
A central ingredient of our plan is a comprehensive business owners policy (BOP). Traditionally, a BOP bundles essential coverages, such as commercial property insurance and commercial general liability coverage. For individuals involved in food service, agents can also discuss options relevant to the restaurant industry.
Restaurant-specific coverage can mitigate the impact of financial burdens associated with accidents – from kitchen fires to customer injuries. Restaurant owners in Columbus devote a lot of time and money into their business. Agents can protect this investment by assisting in proactively identifying exposures and developing a cost-effective solution. Options for protection beyond a BOP include but are not limited to:
- Commercial Auto Insurance
- Equipment Breakdown Coverage
- Workers Compensation Coverage
- Employee Practices and Liability Insurance
- Sewer or Drain Coverage
- Utility Services Coverage and Spoilage Coverage
- Employee Dishonestly Coverage
To learn more about restaurant insurance and the ways it can protect your investment, contact an agent.
Agents Local to Central Ohio Waiting on Your Protection Needs
Central Ohio restaurants not only offer some of the finest dining experiences in the Midwest, but they also feed our community’s economy. We recognize this value and strive to keep our clients open for business.
Even after a policy is in place, we’ll continue monitoring coverage to verify its accuracy. Agents remain in constant communication throughout a policy’s lifecycle. As your restaurant evolves, your policy must adjust along with it. Plus, we enjoy learning more about the businesses we serve.
If you’re interested in cooking up restaurant insurance with us, please request a quote.